IMPORTANT! By accessing and using the www.BestMortgagesVancouver.com website (the "Site"), you are agreeing to the following terms and conditions and to the Privacy Policy available elsewhere on the Site. These terms and conditions and the Privacy Policy may be changed from time to time, and it is your responsibility to check back regularly to inform yourself of such changes. Your continued use of the Site following the posting of changes to these terms will be deemed as your acceptance of all such changes. If you do not agree to these terms and conditions, you must immediately stop accessing and using the Site.

Background

This is an agreement between you and Best Mortgages Vancouver, and describes the terms and conditions applicable to your use and access of the Site.

About Best Mortgages Vancouver

The Best Mortgages Vancouver website is owned and operated by MPRO Mortgage Architects

MPRO Mortgage Architects is an independently owned and operated mortgage broker business.

Permitted Use

You are only authorized to visit, view and to retain a single copy of pages of the Site for your own personal use. You shall not duplicate, download, publish, modify or otherwise distribute any of the information, reports, data, graphics, trade-marks, text, files, software, product or company names, trade-marks or trade-names listed, contained, embedded or otherwise present on this Site from time to time (collectively, the "Content") for any purpose. Additionally, you shall not, without Best Mortgages Vancouver 's prior written permission, remove or modify any legal notices or credits which may be present on the Site, link or post links to any subdirectory of the Site or frame any portion of the Site.

External Links

The Site contains links to websites operated by third parties. Best Mortgages Vancouver cannot and does not make any guarantees, representations, warranties or endorsements with respect to the content contained or services available on such websites (including, without limitation, any guarantees or representations with respect to the accuracy of the information contained on such websites, the reliability of such websites, the suitability for a particular purpose of such websites or the absence of any viruses, bugs or other disabling material on such websites which may adversely affect the operation of your computer or other software). By using the Site to link to another website, you understand and agree that Best Mortgages Vancouver will not be liable for any damages or losses resulting or arising from your use of such other websites. If you are interested in establishing a link from your website to our home page, or if you wish to publish or post our name, logo or other references to Best Mortgages Vancouver on another website, please contact us at Lawrie.thom@mtgarc.ca.

Access and Interference

You shall not use any robot, spider or any other device or process to monitor or copy the Site or the Content without Best Mortgages Vancouver 's prior written permission, and also shall not use any device, software or routine to interfere or attempt to interfere with the proper operation of the Site or, where applicable, the Content.

Limitation of Liability and Disclaimer

USE OF THIS SITE AND CONTENT IS SOLELY AT YOUR OWN RISK. Best Mortgages Vancouver provides the Site and the Content on an "as-is, where-is" basis, and does not represent, warrant or guarantee that the Site or the Content will be free of errors, viruses, worms or other disabling material which may adversely affect the operation of your computer or other software or that the Site will function on an uninterrupted basis. Best Mortgages Vancouver expressly disclaims all warranties, express or implied, with respect to the Site and the Content, including, without limitation, any implied warranties of merchantability, fitness for a particular purpose or ownership and non-infringement of the Content. NEITHER LAWRIE THOM NOR BEST MORTGAGES VANCOUVER SHALL BE LIABLE FOR ANY LOSS OR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE USE OR ACCESS OF THIS SITE OR THE CONTENT, WHETHER SUCH LOSS OR DAMAGE ARISES OUT OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY OR RESPONSIBILITY.

Ownership

The Content and the Site are the property of MPRO Mortgage Architects and Best Mortgages Vancouver and/or its suppliers and trade partners and are protected by Canadian and international copyright, trade-mark and other laws. The Mortgage Architects trade-mark and logo are trade-marks of Mortgage Architects. Except as expressly permitted in these terms and conditions, you shall not copy, transmit, display, distribute, license, alter, frame or otherwise use in whole or in part in any manner any of the Content. Other featured words or symbols used to identify the source of goods and services are the trade-marks of their respective owners.

Content

As Best Mortgages Vancouver cannot and does not represent, warrant or guarantee that the Site or the Content will be free from errors, viruses, worms or other disabling devices, you should take, and represent and warrant that you have taken, reasonable and appropriate precautions to scan for computer viruses. You should also ensure that you have, and represent and warrant that you have, a complete and current backup of the information contained on your computer prior to using or accessing the Site or the Content.

Privacy

Best Mortgages Vancouver believes your privacy is important. Please review Best Mortgages Vancouver 's [Privacy Policy] which applies to all information transmitted by you or gathered by Best Mortgages Vancouver through your use of the Site. Any information transmitted to Best Mortgages Vancouver by you other than specific information about you will be treated by Best Mortgages Vancouver as non-confidential and non-proprietary, and you authorize Best Mortgages Vancouver to distribute, reproduce and otherwise use such information as Best Mortgages Vancouver considers appropriate.

Choice of Law

Your access to and use of Site, these terms and conditions and the Privacy Policy are governed in all respects by the laws of British Columbia, and any disputes arising out of or in connection with the Site will be heard in the courts of Vancouver, British Columbia. Indemnity. You shall indemnify and hold MPRO Mortgage Architects and Best Mortgages Vancouver (and their respective subsidiaries, affiliates, officers, agents and other partners and employees) harmless from any loss, liability, claim or demand, including reasonable legal fees, made by any third party due to, or arising out of, your use and access of the Site.

Online Applications to Best Mortgages Vancouver

Information contained in mortgage applications, online or otherwise, is submitted to enable Best Mortgages Vancouver to consider a mortgage loan, and is to my best knowledge and belief a true statement of my affairs. In submitting this information I/We consent to Best Mortgages Vancouver, MPRO Mortgage Architects, and / or any of its agents or assigns, obtaining such credit reports and other information necessary at any time in connection with the application made for a mortgage loan and to the disclosure of any personal and credit information concerning the undersigned to any credit reporting agency, financial institution or corporation for the purpose of mortgage approval, funding and ongoing account management. I/We also consent to receive periodic mortgage account information as well as mortgage and real estate related promotional or informational material.

Miscellaneous

If any provision of this Agreement is held by a court of competent jurisdiction to be invalid or unenforceable, such provision shall be severed and the remaining provisions shall remain in full force and effect. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. Best Mortgages Vancouver 's failure to act with respect to a breach by you or others does not waive Best Mortgages Vancouver 's right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between you and Best Mortgages Vancouver with respect to the Site.

If you have any further questions or concerns, please contact:

If you have a question about Best Mortgages Vancouver:

Lawrie Thom
Best Mortgages Vancouver Privacy Officer
1351 Richards Street.
Vancouver, British Columbia
Canada, V6B 3G7

Phone: 604-899-2188
Fax: 604-899-2138
Email: Lawrie.thom@mtgarc.ca